Did you know you can receive up to €800 in employer matching and avoid losing your remaining vacation days?
Here’s exactly how to do it—and, most importantly, by when you need to act.
The PERECO allows you to build retirement savings with a company contribution of up to €800. And when it comes to funded retirement savings, the earlier you start, the better.
There is also an early withdrawal option: purchasing your primary residence.
As a reminder, this €800 matching on the PERECO comes in addition to the €1,800 matching on the PEG -called also PEE—the two plans are independent.
So, how do you do it in practice?
Option 1: Make voluntary contributions
Go to PayLink
Click on “PEE & PERECO voluntary contributions”
And importantly: select the “PERECO” tab
Enter your monthly contribution amount over 5 months—for example, €262 per month to reach €1,310 and unlock the full employer match.
Note that the matching is structured in tiers to favor the first euros contributed, for those who prefer to invest smaller amounts. You can choose either managed investment (pilot allocation by BNP), or self-directed investment by selecting a fund.
Option 2: Use your vacation days
Click on “CET” in PayLink
Transfer up to 5 vacation days
Then transfer them to the PERECO, where they will be valued at 1/22nd of your net monthly salary per day.
Since these 5 days are often not enough to reach the full matching amount, you can top up with voluntary contributions.
Key deadlines not to miss:
- From May 4 to May 27, 2026: transfer your vacation days into the CET
- Until June 3, 2026: transfer them into the PERECO
- May 27 is also the deadline for setting up voluntary contributions
You can find more information on the CFTC website, or simply reach out to a staff representative—maybe over a coffee?
